Homeowners who received a non-renewal notice
Wildfire Insurance Readiness · Santa Cruz County
Founding rate · $295
Having trouble getting or keeping homeowners insurance?
Lampists documents observable conditions using California's Safer from Wildfires measures as the organizing framework, identifies visible gaps, coordinates owner-authorized corrections, and prepares an evidence package for your licensed broker to review.
Insured and bonded · Santa Cruz County · Licensed construction separately scoped through Construction Solution Corp, CSLB #1071818, or another appropriately licensed contractor.
Independent local documentation · Licensed repair coordination · Your broker handles coverage
Who this is for
When insurance makes property documentation urgent.
FAIR Plan policyholders exploring other coverage
Owners unable to obtain an admitted-market quote
Buyers, sellers or agents with a closing threatened by insurance
Owners seeking documented wildfire-mitigation evidence
Licensed brokers who need clearer property documentation
The $295 assessment
Observable conditions, clearly documented.
The assessment is organized around California's Safer from Wildfires measures. Individual carriers determine required proof, eligibility, pricing, discounts and coverage.
View the official California framework- Visual and documentation-based review organized around California Safer from Wildfires measures
- Timestamped photographs of observable conditions
- Clear identification of visible gaps and items that could not be verified
- Prioritized corrective-action plan
- Identification of items requiring contractor records or specialist review
- Written findings prepared for homeowner and broker review
- Optional follow-up scope and quote for corrective work
Corrective work, specialist evaluations and third-party fees are separate. Nothing proceeds without the owner's authorization and a disclosed scope and price.
How it works
Five steps from uncertainty to useful evidence.
- 01
Assess
Review observable conditions and available property documentation.
- 02
Prioritize
Separate inexpensive corrections from larger construction or specialist items.
- 03
Correct
Coordinate only the work the owner authorizes.
- 04
Document
Produce timestamped before-and-after evidence.
- 05
Review with your broker
The homeowner's licensed broker controls carrier submission and the insurance conversation.
One-time service · Human confirmed
Founding rate · $295
A focused wildfire-readiness assessment for Santa Cruz County homes. Corrective work, specialist evaluation and third-party fees are separate and quoted before authorization.
Important boundaries
Documentation supports the conversation. It does not decide coverage.
Lampists provides visual property observations, documentation and project coordination. Lampists is not a home inspector, insurance company, insurance agent, broker or carrier; does not issue a certification; and does not guarantee coverage, policy placement, pricing, risk-score changes or discounts. Insurance decisions remain with the homeowner's licensed broker and carrier.
When licensed construction or repair work is included, it is separately scoped and performed by Construction Solution Corp, CSLB #1071818, or another appropriately licensed contractor.
FAQ
Clear answers before you request.
Does this guarantee homeowners insurance?
No. Lampists documents observable conditions and authorized work. The homeowner's licensed broker and carrier determine coverage, eligibility, pricing and discounts.
Is this a home inspection?
No. This is a focused visual and documentation-based wildfire-readiness assessment, not a home inspection or code-compliance determination.
What wildfire measures do you document?
The assessment is organized around California's Safer from Wildfires measures, including observable building and defensible-space conditions. Items requiring records or specialist review are identified as unverified.
Does Lampists issue a certification?
No. Lampists does not issue a certification, designation, carrier approval or underwriting decision.
Can Lampists speak to my insurance carrier?
No. Lampists does not discuss coverage, pricing or underwriting with carriers. We provide documentation to the homeowner and licensed broker, who control all carrier communication.
What happens if corrective work is needed?
Lampists can prepare a separate scope and price. Nothing proceeds without owner authorization. Licensed work is performed by Construction Solution Corp, CSLB #1071818, or another appropriately licensed contractor.
Can a broker or realtor request the assessment?
Yes. A licensed broker, realtor or authorized owner representative may request intake. Lampists confirms owner authorization, fit, scope and scheduling before service.
Founding rate · $295
Request a Wildfire Insurance Readiness Assessment.
Share contact and situation information only. Lampists will confirm fit, scope and scheduling directly before any service or authorized work.
Lampists observes, documents and coordinates. Your licensed broker and carrier make all insurance decisions.
Insured and bonded · Santa Cruz County · Licensed construction separately scoped through Construction Solution Corp, CSLB #1071818, or another appropriately licensed contractor.